Your forecast has a secret. It's in cell H47.

Encore is financial modeling for the person who owns the numbers. Write the logic in plain language, keep it apart from the data, and trace every result back to where it came from.

Move your cursor across the fogged-up model. Encore is the wiper.

Accounting is the rearview mirror. Forecasting is the windshield.

Your monthly financials tell you exactly where you've been. Every pothole, every wrong turn, reconciled to the penny. That's valuable. It's also behind you.

Try driving to work using only the rearview mirror. You'll get there eventually, and you'll know precisely which mailbox you took out along the way.

A forecast is the windshield. It's not a crystal ball; the road still has fog, deer, and the guy who brakes for no reason. But it shows you the curve before you're in it: the slow spring, the payroll that lands the same week a big customer pays late, the hire you can afford in June but not in March.

Most finance teams are steering by the mirror, with a spreadsheet nobody fully understands anymore. Encore gives you the windshield. With the wipers on.

Encore is for the person who owns the numbers.

You build and maintain the models, budgets, forecasts and reports that management relies on. You deliver them on time. You also have to know they're right, and explain where every figure came from when someone asks.

In FP&A

You maintain the model everybody else quotes in meetings. You'd like it to survive the next reorg, the next chart of accounts, and the next person who inserts a row.

The controller or CFO

You close the month, then defend it. Board on Thursday, bank next week, and a forecast that has to hold up to "why?"

The CEO who does the math

You built the first model yourself. You'd hire in June if you knew you could make payroll in August. You want to change an assumption and watch it run through cash.

The practice

Fractional CFOs, CPA firms, consultants. You own the numbers for a dozen companies at once. One methodology, reused across every client, and no rebuilding from scratch.

The more responsibility you have for the numbers, the more Encore should matter to you.

Not a spreadsheet. Not a black box.

Spreadsheets bury formulas in thousands of cells. Reporting tools hide them entirely. Encore keeps the model, the numbers and the reports in three separate places, so you can change one without breaking the others.

.logic

The model

Formulas written once, against row names and periods, applied across the whole grid. Readable by anyone who knows the business.

.matrix

The numbers

Rows of line items by columns of periods: history, current year, projection, budget. Import actuals every month without touching the logic.

.reportspec

The reports

Board packs and bank-ready statements to PDF or Excel from one spec. Restyle a report and the model never notices.

"Gross Profit"   = "Revenue" - "Cost of Goods Sold"
"Gross Margin %" = "Gross Profit" / "Revenue"
"EBIT"           = "Gross Profit" - "Operating Expenses"
"Net Income"     = "EBIT" - "Interest Expense"

"Revenue Growth" = ("Revenue" - "Revenue" Lag 12) / ("Revenue" Lag 12)
    For FirstActualMonth to LastActualMonth

Insert a row and nothing breaks. Divide by zero and you get zero, not #DIV/0!. Roll the year forward by moving one setting.

A month in Encore

Five steps. Or one script and a cup of coffee.

  1. Open the modelLogic, reports, views and scripts come along with it.
  2. Import the actualsIncome Statement & Balance Sheet, or trial balance. The Row Mapper remembers last month's mapping.
  3. Move the last actual monthOne setting shifts the line between actual and forecast everywhere.
  4. Review and adjustChart anything, drill into anything, flex assumptions where you need to.
  5. Generate the packTick the reports you want. Get PDF and Excel together.

Things your spreadsheet can't do with a straight face

Slick, with substance. A short tour of what's in the box.

"Drilldown"

Click any calculated number and trace it back through every formula that produced it. Show your work, instantly.

"Graphonomics"

Every number is one click from a chart. Months, quarters, YTD or years, a trailing-twelve-month line, actual against budget. Click a bar and land on its cell.

"Forecast panel"

Growth rate, trend, seasonal, rolling average, or correlated with another line. Apply it to a block of rows, then undo, redo, and see the scenario you built.

"Row Mapper"

Point it at a trial balance. It maps source accounts onto model rows, creates the ones you're missing, and remembers it all for next month.

"Consolidation"

Roll up entities and divisions. Break one line out across entities, or put entities side by side.

"Salary projection"

Raises, benefit renewals, FICA wage limits, Medicare and bonuses, projected by employee and posted by department. With a button that hides names before you share your screen.

"What changed"

Compare two versions of a model and see exactly what moved, instead of squinting at two printouts.

"Live Excel export"

When the bank or the auditor wants the model, hand them a working spreadsheet with real formulas, not pasted values.

"Exec scripts"

Turn a dozen-step monthly close into one script anyone on the team can run.

"Google Sheets"

Encore's exec scripts can read and write Google Sheets you choose; Encore requests only the Google Sheets permission. Our privacy policy spells out exactly what Encore reads, writes and stores.

"Plain text"

Logic, reports, views and scripts are all text files. Read them, diff them, put them under version control.

What kind of person uses Encore?

The one who asks what happens next.

They know last month's numbers. They also know last month won't tell them whether they can hire in June, absorb a price increase, or make payroll if a big customer pays late.

They want to change an assumption and see it run through revenue, expenses, cash and the balance sheet. They want the logic in plain sight, history beside projection, and an answer they can defend.

The kind who'd like to know before they decide.

Meet Trusty. AI for the little guy.

Encore models are text, and text is what AI speaks. So Trusty can actually read your model, not guess at a grid of cell references.

Ask about the numbers in the model you have open. In Developer mode, Trusty knows the languages, sees your compile errors, and helps write logic and reports. You choose which folders it can read and write, and its conversations stay on your machine. It's opt-in, and the privacy policy is right there before you turn it on.

YouWhy did October cash drop when profit went up?
TrustyReceivables grew faster than revenue. "Accounts Receivable" rose about 40% while "Revenue" rose 12%, so most of October's profit is sitting in unpaid invoices. Customer collections slowed in September and haven't caught up.

Try Encore for 14 days.

Every feature switched on. Build a model, import your own trial balance, and generate a real reporting pack. For Windows.

Your download is ready.

Download the Encore installer (45 MB)

Heads up: your computer is about to be suspicious of us.

Encore is new, and Windows and your browser are cautious about programs they haven’t seen much yet. It’s signed and safe; it’s just not famous yet. Here’s how to get it installed:

  1. When the download pauses, your browser may say Encore “isn’t commonly downloaded.” Open your downloads list, click the … next to Encore, and choose Keep. If it asks again, click Show more, then Keep anyway.
  2. When you run the installer, Windows may show a blue “Windows protected your PC” screen. Click More info, then Run anyway.
  3. That’s it. You get 14 days to see what financial modeling feels like when it’s actually a pleasure.

Stuck? Email support@ferox.com or visit our support page, and we’ll get you through it.

  • Licence checking is fully offline. No activation server, no phone-home.
  • Your models, reports and exports stay accessible after the trial ends.
  • Built-in guided tours, and F1 opens help for whatever you're looking at.

Made by Ferox.

Ferox's roots go back 45 years, to when financial models printed on green-bar paper. Encore is what we've learned since about how finance people actually work, built for today's Windows and today's AI.

We believe finance should be rigorous, not mysterious. Mind the GAAP, show your work, and have a little fun doing it.